tag:blogger.com,1999:blog-24744976.post8108121392335855182..comments2008-07-17T11:47:03.328-05:00Kevin Surbaughhttps://profiles.google.com/114850083782944258911noreply@blogger.comBlogger13125tag:blogger.com,1999:blog-24744976.post-77624141621798257002008-07-17T11:47:00.000-05:002008-07-17T11:47:00.000-05:00Great job, I am in the process of paying off my debt. I purchase a program call got-guts putting my information in it was easy. But I struggle with staying with it. I should be debt free in 46 months. Since I’m self-employed, I have periods of time when I get a commission check. So whenever I get a commission check, I take whatever portion I can to pay down on my debt. Do you have any suggestions for me how you kept on track. Yea I want a miracle.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-24744976.post-3191861096641966432008-07-03T06:24:00.000-05:002008-07-03T06:24:00.000-05:00Congratulations Kevin!!<BR/><BR/>You are my hero!JWhttp://www.blogger.com/profile/17321126623166177315noreply@blogger.comtag:blogger.com,1999:blog-24744976.post-81135847271391961882008-06-30T15:37:00.000-05:002008-06-30T15:37:00.000-05:00Hi Kevin, What is the benefit of paying off a tax-deductible mortgage payment when you have 2 debts that are not tax-deductible that you are still working on? <BR/><BR/>I would sure love to hear your thoughts!<BR/><BR/>Working on being completely debt-free too!Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-24744976.post-17991330452597172402008-06-30T08:12:00.000-05:002008-06-30T08:12:00.000-05:00Alisa - <BR/>yes, the monthly payment was about $72 and I paid $75 most months. However, in the last few months, I was paying around $200 a month to get it out of my life.Prince of Thrifthttp://www.blogger.com/profile/07863514672517538661noreply@blogger.comtag:blogger.com,1999:blog-24744976.post-42918224899816071262008-06-30T07:24:00.000-05:002008-06-30T07:24:00.000-05:00That is great news. I can't wait until I can do the same. Did you increase your principle payments, do bi-weekly payments, or anything different to pay it off early?Alisahttp://www.ourstockmarketjourney.blogspot.com/noreply@blogger.comtag:blogger.com,1999:blog-24744976.post-81345055156862588702008-06-27T09:43:00.000-05:002008-06-27T09:43:00.000-05:00I would not recomend getting a home equity loan to pay off other stuff. Then if you can not pay they can take your home! I would focus on the IRS debt and other small debts, after you have about $1000 in an emergency fund!<BR/>It is so cool that you are morgtage debt free. That must feel so great!<BR/>Have a great day! -BeckyBecky Rhttp://www.blogger.com/profile/02099347717228504160noreply@blogger.comtag:blogger.com,1999:blog-24744976.post-45595062366099826262008-06-27T09:25:00.000-05:002008-06-27T09:25:00.000-05:00Kevin! that's awesome!!! congratulations, you really don't have much debt left, keep up the good work.<BR/><BR/>HSHS @ Our Debt Bloghttp://www.blogger.com/profile/16131857251377260758noreply@blogger.comtag:blogger.com,1999:blog-24744976.post-45087481891864130102008-06-26T18:56:00.000-05:002008-06-26T18:56:00.000-05:00WAY TO GO!!! Seriously. We just paid off all our credit card debt and it feels amazing so I know a little bit of what you are feeling.Alexandra Hancockhttp://www.blogger.com/profile/17300093786532477734noreply@blogger.comtag:blogger.com,1999:blog-24744976.post-14231437496640185992008-06-26T13:13:00.000-05:002008-06-26T13:13:00.000-05:00thats fantastic! good on you, it must feel great to have that paid off!louisehttp://eliminate-my-debt.blogspot.com/noreply@blogger.comtag:blogger.com,1999:blog-24744976.post-72972428201225841292008-06-26T10:38:00.000-05:002008-06-26T10:38:00.000-05:00Why not take out a home equity loan to pay off the car, fingerhut and the IRS?Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-24744976.post-43339181057998665262008-06-26T10:27:00.000-05:002008-06-26T10:27:00.000-05:00Way to go Kevin!!!!!!!!<BR/><BR/>MzmunyAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-24744976.post-12364612717656400202008-06-26T09:54:00.000-05:002008-06-26T09:54:00.000-05:00anonymous - <BR/><BR/>Not sure what more to say. As I have said for the past 2 years, all I had on the house was two 2nd mortgage loans. One paid off last year, was a CONsolidation loans, the other was a home improvement loan. That loan was only a payment of $75/ month. Now this past month with the $101 payment from the beginning of the month and the $99.02 that was mailed last week, that final mortgage loan no longer exists. I no longer have any debt on the house. All I have left, is one unsecured loan and the car loan (and of course the IRS).Prince of Thrifthttp://www.blogger.com/profile/07863514672517538661noreply@blogger.comtag:blogger.com,1999:blog-24744976.post-92069354741066307312008-06-26T09:32:00.000-05:002008-06-26T09:32:00.000-05:00Are you saying your house is completely paid off and that you don't have a monthly mortgage?? must be nice. Can you please elaborate. <BR/><BR/>Thanks.Anonymousnoreply@blogger.com