tag:blogger.com,1999:blog-24744976.post4348122441766984731..comments2007-11-02T21:11:41.276-05:00Kevin Surbaughhttps://profiles.google.com/114850083782944258911noreply@blogger.comBlogger8125tag:blogger.com,1999:blog-24744976.post-44897469009375913592007-11-02T21:11:00.000-05:002007-11-02T21:11:00.000-05:00I know the motivation completely, and I disagree completely.<BR/><BR/>When you begin paying a lower rate before paying a higher rate, I will help you calculate how many more days you will have to work to pay off your debts.JohnDiddlerhttp://www.blogger.com/profile/05790137091661859754noreply@blogger.comtag:blogger.com,1999:blog-24744976.post-22360950614722429702007-11-02T10:48:00.000-05:002007-11-02T10:48:00.000-05:00John -<BR/>As we have tried to explain to you before, paying the lowest debt first may not be mathematically correct, but it is motivational to encourage you to continue on with the process of getting debt free. <BR/><BR/>If you eliminate a small debt you are more likely to continue on. Whereas, if you shoot for a higher interest rate first then you might (and more likely to) give up and claim that getting debt free is to hard.the Prince of Thrifthttp://www.blogger.com/profile/07863514672517538661noreply@blogger.comtag:blogger.com,1999:blog-24744976.post-74487165481105235212007-11-02T10:10:00.000-05:002007-11-02T10:10:00.000-05:00I'd like to meet that Ramsey guy and give him a piece of my mind.JohnDiddlerhttp://www.blogger.com/profile/05790137091661859754noreply@blogger.comtag:blogger.com,1999:blog-24744976.post-14132046211992000552007-11-02T09:34:00.000-05:002007-11-02T09:34:00.000-05:00John and Debt Help -<BR/>I am still following Dave Ramsey's plan of the smallest debt first. It just happens that it is also the largest interest rate as well.the Prince of Thrifthttp://www.blogger.com/profile/07863514672517538661noreply@blogger.comtag:blogger.com,1999:blog-24744976.post-58984195909522800852007-11-02T02:04:00.000-05:002007-11-02T02:04:00.000-05:00yeah, targeting the one with the highest interest first is the best solution, I usually think that getting out of debt and havign a financial success is always about strategy, we have to be strategic, yes?Debt Helphttp://www.debtreliefspot.comnoreply@blogger.comtag:blogger.com,1999:blog-24744976.post-89413596309591644322007-10-28T11:07:00.000-05:002007-10-28T11:07:00.000-05:00i'm glad you're targeting the highest interest first. i had some trouble finding work this summer, so i went into debt just a bit. i just finished my first week on a new job so it looks like things are going to work out. for all the (legitimate) criticism we give consumer credit, it helped me through this difficult job search period. the point to me is: know how much you owe, and at what rate, and if you go into debt, step up the efforts to earn more and spend less.<BR/><BR/>here's another note you might like: my knee has been hurting for a few months. i remember buying new shoes a while back. curious, i switched back to the old shoes... lots of holes, but comfortable. that very day, the knee improved. so i figured i need different new shoes. so i went to the sports store and found some. but since i keep a $200 balance on my debit card, and had been busy with back-to-work purchases, my card was declined. Ok, ok, so I went home and put marine sealant on the holes in my old shoes. Someone on the bus told me about this stuff. For ten dollars I extended the life of my old, comfortable shoes! It's called Marine Adhesive Sealant 5200 from 3M. And it really has worked well for me! Great money saver!JohnDiddlerhttp://www.blogger.com/profile/05790137091661859754noreply@blogger.comtag:blogger.com,1999:blog-24744976.post-39431033950076994362007-10-27T07:55:00.000-05:002007-10-27T07:55:00.000-05:00hi dedicated -<BR/>thanks for the comment. I haven't forgotten the IRS, but with the agreement I have with them I didn't figure them into the debt.the Prince of Thrifthttp://www.blogger.com/profile/07863514672517538661noreply@blogger.comtag:blogger.com,1999:blog-24744976.post-37948170973882212262007-10-24T14:33:00.000-05:002007-10-24T14:33:00.000-05:00Hello Prince!<BR/><BR/>How come you have not listed the IRS in this list? <BR/><BR/>You know, they are the legal mafia. Don't forget them, you can never be free of them and they....without warning...can seize your home and bank accounts.Dedicatedhttp://www.blogger.com/profile/13253101883627114010noreply@blogger.com