Comments on Wisdom Steps 101 ... Be Weird...Be Debt Free: Is Providian Unique??

Hi Kevin, No, we aren't cousins, but thanks for st...

2006-10-24T15:26:00.000-05:00

Hi Kevin, No, we aren't cousins, but thanks for stopping over at my blog and leaving a comment! Yes, I believe all credit card companies operate in that same manner. Afterall, they are all out to make as much money as they can off us. I think the funniest named card has to be "Discover" - as people finally DISCOVER what a rip-off those darn cards are! Have a great week blessed by Christ! Great job sharing good information here with your blog readers!

Every card I have does this same thing. It is just...

2006-10-20T20:39:00.000-05:00

Every card I have does this same thing. It is just another way for the card companies to make more money. That's why if you do a 0% balance transfer you shouldn't use the card again until the balance is paid.

I wish I had been able to get the Intrust card, so...

2006-10-20T07:57:00.000-05:00

I wish I had been able to get the Intrust card, so I could have trnsfered the balance, but alas I was denied.

Funny thing though, I got a letter from Fingerhut telling me they had raised my credit limit by $200. I don't want a credit limit increase, all I want is a 0% offer to trnsfer that providian balance and get it paid off.
I also tried to call Providian and ask them them to lower my interest rates...of course they said no.

I will continue fighting and get this bill paid off.

Those little disclosures have the truth about paym...

2006-10-20T07:15:00.000-05:00

Those little disclosures have the truth about payment application. Generally all cards pay on the lowest or 0% interest 1st, before applying to the higher rated charges. This is how they make sure they get more profits.