tag:blogger.com,1999:blog-24744976.post115790401782691880..comments2008-12-11T12:35:14.345-06:00Kevin Surbaughhttps://profiles.google.com/114850083782944258911noreply@blogger.comBlogger2125tag:blogger.com,1999:blog-24744976.post-1157980769812639422006-09-11T08:19:00.000-05:002006-09-11T08:19:00.000-05:00D -<BR/>No, not really. I am not sure, how much extra I will get after taxes and deductions. I am figuring maybe $100 (maybe to high, maybe to low). Then I will apply that amount to either my credit card or my car. Dave Ramsey would say the credit card, but I am looking at some other factors to, like I am partially behind on one month of the car, though another month, I was ahead. <BR/>I want to get rid of the credit card completely, I also want to actually get my emergency fundfunded, and I want to cut my car payment time in half (2 years instead of the 4), but that will reguire a lot of extra payments. <BR/><BR/>Of course, part of that will come from getting the smaller bills paid off to. Still shoting for an extra $1000-$3000 here real quick from different sources to get the smaller debts paid off, so I can focus on that car and get it in line with my budget. Once I do get it paid off I will again start to fund my mutual fund (has $100), with more funds to pay for all future cars I buy. I figure $30,000 over the next few years will bring in returns to buy me 3-4 cars for next 30 or 40 years, by which time I will probably be unable to drive any longer. Then any left over funds and the sale of my last car can go into my retirement funds.the Prince of Thrifthttp://www.blogger.com/profile/07863514672517538661noreply@blogger.comtag:blogger.com,1999:blog-24744976.post-1157918875268073022006-09-10T15:07:00.000-05:002006-09-10T15:07:00.000-05:00Congrats on the extra money. Have you broke it down and found out how much it will "actually" save you? I like doing this, it becomes worth so much more when you see your savings in interest and the elimination of additional payments. <BR/><BR/>When you apply it all to debt, you really will feel the relief later. Good luckDhttp://www.blogger.com/profile/13253101883627114010noreply@blogger.com