Do ya ever have any fun?
They usually follow that up with something like,
but what about now. If you die tomorrow, you've missed out for over saving.
Of course Dave Ramsey says, if people don't make fun of you, then you must not be doing something right. I usually try to tell them you don't have to put yourself in the poorhouse to have fun. Still though, they come back to the "I want it and I want it NOW" statement that has put us all into debt. People we all must learn how to live within our means. There is a reason that this country has a negative savings rate for the first time since the great depression. It is because we are all spending and living off our credit cards rather then saving part of our money. If we had all listened to our grandparents and great-grandparents then we wouldn't be in this shape. Which in turns we could have money to budget for "fun."
But, because we didn't spend wisely, we now must tighten the reigns and for a time, not have all the fun, so that we can dig ourselves out of this mess. Everything, I discuss here is pretty common sense stuff that our grandparents and great-grandparents told us when we were kids. Of course like kids everywhere we thought we knew better and put ourselves in debt. I for one don't want to live a life in the prison of debt. Instead, I want to enjoy the freedom of being debt-free, and I will soon be there if I stick to my plan. Oh sure I have had a few set backs (because of my own stupidity) and I may have a few more before I am completely in a position to have a savings for most of my emergencies, but I will get there by the end of 2009 and in my hopes by the end of 2008.
With that, I would like all of you to think of fun things that can be done without an additional strain on the budget and share them here.
Awaiting to
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