I then took the check to the Credit Union and applied $606.57 of it to my car loan. Now I am no longer $500+ behind on the loan. Instead, I am now slightly ahead once again. The other $400 will be divided among some of my other bills. For example $275 will be mailed to Black Gold to pay for part of the insulation. Then I will send $50 to the credit card company and the final $50 to the phone company. The other $25 will remain in my savings at the time.
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